It is important that as a voter you exercise your rights by voicing your opinion. Federal controls over our lending institutions are being ignored by big business. Your elected leaders have a duty to serve and protect and we are fortunate that we have a new Governor in California who cares about everyday working people.

Visit Governor Jerry Brown's website. Watch him make a difference! Learn your rights and help him make a difference.

Send copies of every letter to your lender to:

• Office of the Comptroller of the Currency, Consumer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010 (1 800 613 6743; TDD 713 658 0340; FAX 713 336 4301)
  

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• The CEO of your bank. Find their contact information by searching google.com;
• President Obama, WhiteHouse.gov; 1600 Pennsylvania Ave., NW, Washington, D.C. 20006 or file online.
• Office of the Attorney General: File an online complaint at ag.ca.gov
• FBI (Federal Bureau of Investigation): The FBI investigates White-Collar Crime, which includes mortgage fraud. Online complaints can be filed. They also have a large Cyber Crime division, which internet fraud (such as those automatic withdrawals you see in your bank account throughout the year -- it's easy to get your money refunded).
  
• HUD, 451 7th Street, S.W., Washington, DC 20410 1 800 569 4287;
• Attorney General Kamala Harris, State Capitol Building, Sacramento, CA 95814
  File online at www.ag.ca.gov
  
• Seniors contact your local office of Elder Abuse; technically, they are not paying attention to housing issues yet, but they will have to if we wake them up.
• Your local newspaper(s), especially if you can prove an illegal action by your lender, or if they have sold your house out from under you while a modification request is underway (which just happened to a member of Marin Family Action's Families Fighting Foreclosure).

Write to Your Senator

Request a Congressional Inquiry into your lender's actions. California's Senators Feinstein and Boxer have written Inquiries on behalf of Marin County people facing foreclosure.

• Senator Dianne Feinstein, One Post Street, Suite 2450, San Francisco, CA 94104
  Senator Feinstein's Web Site
• Senator Barbara Boxer, 1700 Montgomery Street, Suite 240, San Francisco, CA 94111
  Senator Boxer's Web Site

Sample Letter

Contact your Senator and ask him/her to put homeowners before banks. Use your own words, but here's an idea of what to say: "This is a message for Senator _______. My name is _______, and I am a voter in your district. Mortgage lenders have received billions of dollars in taxpayer bailout money, while homeowners are not being helped. As a voter, I urge you to put homeowners first." You can request a Congressional Inquiry into your lender's actions. Senators Feinstein and Boxer have both written Inquiries on behalf of Marin County people facing foreclosure. Senator Dianne Feinstein, One Post Street, Suite 2450, San Francisco, CA 94104 Senator Feinstein's Web Site Senator Barbara Boxer, 1700 Montgomery Street, Suite 240, San Francisco, CA 94111 Senator Boxer's Web Site